The cost varies for artificial insemination because there are a couple different ways that it can be performed. Two of the most common ways to having artificial insemination performed is by intracervical insemination (ICI) and intrauterine insemination (IUI. In-vitro fertilization (IVF) is another way insemination can take place, but it more complex and more expensive, although this doesn’t steer many couples away.

Artificial Insemination Cost by Method

Because most health insurance companies do not cover artificial insemination, the process can be quite expensive. Plus, it is more likely for a woman to get pregnant when the sperm is medically inserted into her body with extra treatments being available together, if needed. For example, in many cases, the woman may need hormone therapy along with artificial insemination, which would cause an increase in pharmaceutical and physician costs during the entire process. Cost also differs from state-to-state, city-to-city and doctor-to-doctor.

Cost of Intracervical Insemination

For over 100 years, intravervical insemination is similar to the natural way of getting pregnant. A medical catheter is used, with a syringe, to place the sperm in the woman’s vaginal tract, rather than it being done naturally with the man’s penis. This can be done with a sample from a sperm donor at a sperm ban or a sample from a woman’s partner that is given the same day of the ICI procedure. Regardless of the case, the most important factor in conceiving is depositing the sperm in the vaginal tract at the right time of the month – as close as possible to ovulation.

In some cases, ICI costs can be low, especially when the couple can use their own eggs and sperm without the need for hormone therapy. In these cases, intracervical insemination can cost under $500.00. Using a donor sperm, you are looking at an increase of $150 to $300, and if you have that sperm “washed” before used in the ICI procedure, you’ll see an increase of anywhere from $100 to $3000. Sperm washing is performed prior to insemination to screen the sperm so that the sperm that is most likely to fertilize the egg is used.

Costs of Intrauterine Insemination

In the majority of cases, intrauterine insemination is more expensive than ICI. This is primarily because the procedure is more invasive, as the sperm is actually inserted directly into the uterus, and because there are generally additional procedures that are needed besides just the IUI. For instance, sperm washing, as previously discussed, is always performed to try and make sure that the woman’s body doesn’t reject the implanted sperm. Plus, women generally received hCG injections (pregnancy hormone that makes for suitable environment to help with the fertilization of an egg), which can cost over $300 per injection at some locations. Intrauterine insemination also generally requires a number of ultrasounds, which can cost an average of $300 per ultrasound.

Variations of  Cost

The costs will vary for artificial insemination and will depend heavily on the facility that you use, the amount of treatment needed, etc. While you may want to call around to find the cheapest place, this may not be the best idea. While you do not necessarily have to use the most expensive, it is in your best interest to do thorough research on costs, backgrounds, track records, etc.

Artificial insemination success rates are known to range from five percent to 30 percent and heavily depend on the woman’s age as well as the fertility of both the woman and the man. Your budget needs to reflect multiple attempts, as it isn’t likely it will happen on the first try, although it is possible. Take into consideration that you may switch options when the first one doesn’t work, such as in-vitro fertilization or even adoption, which are both known to be expensive.